Admiral refunds will be automatically credited at the end of May. Here, Which? It has also waived administration and cancellation fees, as well as excess payments on claims by those who are hardest hit financially. Driving during lockdown could invalidate your car insurance, according to experts. Drivers who make non-essential journeys during lockdown will still be insured, ... but if you do use your car for non-essential travel, you will not risk invalidating your car insurance." Here are some of the key ways you could reduce your premium: Tell your insurer how much less you will be driving this year due to the crisis. We're looking at what you need to do during lockdown to keep your car in good working order. Some are coming as cheques in the post, and others are coming as credits towards future payments. asked 11 of the UK’s biggest car insurers whether they were planning to reimburse customers for part of their premiums, considering that millions of them will have changed their behaviour. Confused.com car insurance expert Alex Kindred said: “The number of people who applied for a Statutory Off Road Notice (SORN) more than doubled at the start of the lockdown in March.” He added: “For any drivers who have decided to do the same for the second lockdown, it’s important that we’re taking the right steps to avoid receiving a fine when we return to the roads.” Ilivehere.co.uk writers have put the boot into the town. Driving during the coronavirus lockdown: your questions answered From keeping on the right side of the law to ensuring your car is safe and roadworthy, we answer … Yes, your car insurance is still valid during lockdown. Instead, customers will need to contact LV and prove they’ve suffered financially as a result of coronavirus. If your motor insurance policy is due for renewal, then yes, you need to renew your policy even during the coronavirus lockdown in India. Lockdown car insurance refunds We know that many customers are driving their cars less because of lockdown. If this stops, over 60 days (two months of lockdown) that’s a reduction of 1,200 miles. According to data from the government’s daily coronavirus briefings, the number of vehicles on the road has decreased by more than 60% since 16 March 2020. Pay-as-you-go insurer Cuvva estimates that the UK insurance industry will make an extra £1bn profit if car insurance claims drop by 50% over a three-month lockdown. -NFU Mutual is giving its 600,000 car and small van customers complimentary or upgraded access to RAC national recovery and home breakdown cover. Responding to the claims, the Association of … If you’re unsure about cover during the lockdown period then speak to your insurer for clarification. I recently read that your car insurance may not be valid during lockdown if you use your car for unnecessary journies. The Financial Conduct Authority (FCA) has told lenders to offer payment holidays. Admiral car insurance has a similar stance, under 'Coronavirus Advice' on its website, readers can find that Admiral policyholders are not affected when driving during the lockdown period. Insurers usually charge fees for doing this, but several told us they have waived these fees for the time being. The refunds are also only available to direct car and motorbike customers. Those with NFU Mutual’s Private Car or Light Goods Vehicle insurance will get the cover for three months between 22 May 2020 until 31 August 2020. There were 324,000 new claims in the second quarter of the year, down 48% on … If you were to have an accident you could end up paying thousands to cover the repair. READ MORE: Car maintenance during lockdown . Driving during lockdown - Image - PA/Wire Rui Vieira). Every insurer that responded said they did have measures in place to help customers through the coronavirus crisis, but most of these required the customer to get in touch and change details of their policy themselves, such as lowering their annual mileage. While making a non-essential journey during lockdown in England this month might break the rules – or in some cases, the … I am currently paying £85 a month car ins on DS car sat on the drive in lockdown potentially for months.Anyone managed to sort this problem out? The number of car insurance claims in the second quarter of 2020 fell significantly as fewer car journeys were made during lockdown, data from the Association of British Insurers (ABI) reveals. Non-essential car journeys during November could result in a £200 fine. Driving during lockdown could invalidate your car insurance, according to experts. This will mean you’ll be covered if someone steals your car, but you won’t be covered to drive. He added: “For any drivers who have decided to do the same for the second lockdown, it’s important that we’re taking the right steps to avoid receiving a fine when we return to the roads." By continuing to browse you consent to our use of cookies. Which? How to haggle down your car insurance during lockdown. LV car and motorbike customers will reportedly be eligible for a refund of between £20 and £50 due to the savings it expects to make as a result of fewer claims. Drivers across England are being warned about driving during lockdown for non essential travel, but have been reassured that they will stay insured if they do. 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